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Acceptance of this disclaimer is made by accessing the site. A user of the site recognises that the information on the site and in any associated email does not contain specific financial advice. The CSRAA does not have access to an individual`s financial circumstances or goals and cannot be held responsible for either the suitability, the accuracy of any information and or any losses that may result from a reliance on any information. The CSRAA may vary the terms on the site at any time. Materials and information on this site are subject to change without notice. The CSRAA does not undertake to keep the site current and is not liable if any content is inaccurate. You must not do or attempt to do anything that is unlawful; prohibited by any laws which the CSRAA would consider inappropriate; or which might bring the CSRAA or the site into disrepute, including: anything that would constitute a breach of privacy; using the site to defame, harass, threaten, menace or offend; interfering with any user using the site; tampering with or modifying the site, using the site to send unsolicited email messages; or facilitating or assisting a third party to do any of the above acts.

You are prohibited from using the Site, including the content, in any way that competes with the CSRAA. The site is for personal and non-commercial use only. You must not use the site, or any of the content, for commercial purposes without obtaining a licence or permission. The content is not comprehensive and is for general information purposes only. It does not take into account specific needs, objectives or circumstances, and it is not advice.

The CSRAA make no representation or warranty concerning the accuracy of the information published. Unless otherwise indicated, the CSRAA own all rights, title and interest including intellectual property rights in the site and all of the content. You must not: copy or use, in whole or in part, any Content; reproduce, retransmit, distribute, disseminate, sell, publish, broadcast or circulate any content to any third party; or breach any intellectual property rights connected with the Site or the content. Content is not to be displayed, framed or embedded in another website or platform, or used to create derivative works. We do not endorse or approve, and are not responsible for, any user content. We may, at any time remove any user content. We are not responsible for any loss, damage or expense, however arising, whether direct or indirect. The information contained within the site is subject to a claim of copyright. The following conditions relate to the purchase of email sponsorship, use of the email, video, banners, CSRAA ratings and memberships. A CSRAA report can be commissioned with the purchase of an annual membership and ranking. A CSRAA rating consists of an annual assessment that may or may not require other independent tests that will be paid for by the client over and above the annual fee. For anyone purchasing a CSRAA rating, the purchaser recognises that that the information in the report, membership or reports does not contain specific financial advice. The CSRAA does not have access to an individual`s financial circumstances or goals and cannot be held responsible for either the suitability, the accuracy of any information and or any losses that may result from a reliance made on any information or rating awarded. Any individual or entity that commissions a rating recognises that the scores awarded by the CSRAA are final and are not subject to legal recourse due to any dissatisfaction with the result. The recipient retains the right to request that the report is not published and the rating is not a condition of membership. The CSRAA retains the right to refuse or terminate membership without reason.

Shelley Hunt

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